Terms of Use

By accessing or using the website at www.ofaif.in (the “Website”), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use this Website.

This Website is operated by OFAIF – Odisha Financial Awareness & Investment Forum (“OFAIF”), a financial-awareness, financial-literacy and investor-education platform.

OFAIF is not a company, society, trust, LLP, proprietorship or other incorporated entity at this time. References to “OFAIF” in these terms refer to the forum and its associated platform.

All content on this Website is provided for general educational and informational purposes only. It is intended to promote financial awareness, financial literacy and investor education — not to provide regulated financial services.

Nothing on this Website constitutes personalised investment advice, financial-planning advice, securities research, tax advice or legal advice tailored to the circumstances of any individual. General educational content should not be treated as personalised investment advice. You should consult an appropriately qualified and registered professional before making financial decisions.

OFAIF does not provide stock-market trading calls, target prices, buy/sell signals or investment recommendations for any security, financial instrument or market. Any educational discussion of financial instruments is for awareness purposes only.

Nothing on this Website constitutes a solicitation, offer or invitation to buy, sell or subscribe for any financial product, including mutual fund units, insurance products, securities or derivatives.

OFAIF does not guarantee any investment return, profit or financial outcome. Investments involve risk, including the possible loss of principal. Past performance is not indicative of future results.

Financial investments carry risk. The value of investments may increase or decrease. You should read all relevant offer documents and, where appropriate, seek independent professional advice before investing.

This Website may include content contributed by third parties. Such content reflects the views of the individual contributor and does not automatically represent the position of OFAIF. OFAIF applies editorial review to community contributions but cannot guarantee the accuracy of all third-party submissions.

Contributors who submit content for publication on this Website are responsible for ensuring their contributions are accurate, original (or appropriately sourced), and compliant with applicable laws and their own professional or regulatory obligations.

Participation in OFAIF does not create an adviser-client, distributor-client or fiduciary relationship between OFAIF and any participant or visitor.

The content, design, structure and materials on this Website are the intellectual property of OFAIF and/or its contributors. You may not reproduce, redistribute, republish or commercially exploit any content from this Website without prior written permission from OFAIF, except where expressly permitted by applicable law.

• Access and read content for personal, non-commercial educational purposes.
• Share links to pages on this Website.
• Print or save content for personal educational reference.

• Using this Website for any unlawful purpose.
• Reproducing or republishing content commercially without permission.
• Attempting to disrupt, interfere with or gain unauthorised access to this Website or its systems.
• Misrepresenting OFAIF's content, identity or positioning.
• Using content from this Website to make financial recommendations to third parties without appropriate disclosures.

This Website contains links to external websites for convenience. These links do not constitute endorsement of those websites or their content. OFAIF has no control over external websites and accepts no responsibility for them.

OFAIF makes reasonable efforts to keep this Website accurate and available, but does not guarantee uninterrupted availability or the completeness or currency of any content. OFAIF reserves the right to modify, update or remove content or features at any time without notice.

To the fullest extent permitted by applicable law, OFAIF shall not be liable for any direct, indirect, incidental, consequential or special loss or damage arising from use of this Website or reliance on its content.

OFAIF reserves the right to update these Terms of Use at any time. The effective date will be updated when changes are made. Continued use of this Website after any update constitutes acceptance of the revised terms.

These Terms of Use are governed by the laws of India. Any disputes arising in connection with these terms or this Website shall be subject to the jurisdiction of the courts of India.

For questions about these Terms of Use, please write to: ofaifodisha@gmail.com